Retail enterprises: Najahi​

Grow your business with najahi specialized facilities and customized financing solutions without security.

1. Najahi current account​

Features:

• Branded cheque book.
• Debit card with daily withdrawal limit of OMR 1000

Eligibility:

• Any business firm

2. Najahi flexi loan and credit card

Credit facility for business clients, to meet their working capital, business expansion and other needs.

Features:

• Flexibility & ease in getting finance.
• Multi draw down credit facility.
• First of its kind business credit card with a host of benefits.

Eligibility:

• Minimum of two years in business – active companies.
• Minimum one year bank statement - biz cash flow/ receivables in bank account.
• Positive record & no negative check – cheque returns/ caution list.

3. Najahi point of sale (POS) receivables financing

A specially designed short term loan facility against POS receivables.

Features:

• Short tenor.
• Daily small installment facility.
• Simple documentation.

Eligibility:

• Active POS transactions of minimum one year.

4. Najahi contractor’s facility

Working capital facility against contracted jobs for business clients.

Features:

• Contract facility repayment tenor up to maximum one year.
• Bill discount facility repayment tenor up to maximum six months.
• No security required.

Eligibility:

• Contract issued by bank muscat approved list companies.
• Minimum one year bank statement.
• Assignment of payments.

FAQs:

Visit your nearest branch or contact our Corporate Service Desk for further details.​​​​​​​​